Question 1

How fast can PurgeCredit remove negative items?

Accepted Answer

Most clients see removals within 30-45 days. The FCRA requires bureaus to investigate within 30 days of receiving your dispute letter.

Question 2

Is AI credit repair legal?

Accepted Answer

Yes. PurgeCredit uses only legal FCRA dispute methods. Every letter and action complies with the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA).

Question 3

What negative items can be removed?

Accepted Answer

Collections, charge-offs, late payments, bankruptcies, judgments, repossessions, hard inquiries, and public records can all be disputed and potentially removed.

Credit Coach | Purge Credit